3 Reasons Your Municipal Bonds May Not Be as Safe as You Think

Through our regular analysis and discussions with colleagues and financial industry professionals, we continue to see evidence regarding the lack of proper oversight and expertise required to evaluate the true risks of municipal bonds. There are three areas of concern you should know more about if you own municipal bonds in your portfolio.[...]

2019 Retirement Savings Contribution Limits

With 2019 quickly approaching, the IRS has released its cost of living adjustments affecting the dollar limitations for retirement-related items in 2019. With 75% of Americans relying solely on their work sponsored retirement plans for their retirement income, it is important to save as much money as possible for retirement. [...]

The $300,000 Difference Between Starting to Save at 25, 35, and 45

We all know that saving when you are young pays off later in life, although knowing is a lot different than doing. At 25 years old the $200 you could be putting into your company sponsored retirement account could often be used to go skydiving, try all the hot new bars [...]

Are the Stock Market and Construction Industry in Sync?

Gross Mendelsohn just completed their 2018 Maryland Construction Industry Survey, which revealed a high level of optimism among contractors. . While a positive outlook is reassuring for those working in the industry, the stock market could be foreshadowing something a little different. Should Contractors Be Bracing for a Slow Down [...]

3 Ways Typical Risk Tolerance Questionnaires Are Missing the Mark

Financial advisors have used risk tolerance questionnaires for years now, but they often leave too much room for interpretation. Investors are pigeon-holed into stereotypical categories based on a subjective risk questionnaire that nearly always misses the mark. This can leave investors with a portfolio that does not align with their investment goals and objectives [...]

Some Maryland 529 Plans Just Got a Lot More Flexible

Along with the passage of the Tax Cuts and Jobs Act legislation, there are new guidelines that affect Maryland 529 plans. If your child has a Maryland 529 plan, you’ll want to read on to learn about some changes that expand the list of qualified educational expenses. What’s Different As a Result of the New {...]

4 Tips to Ensure Your Nonprofit Keeps on Giving This Holiday Season

Nonprofits often struggle when it comes to investing their hard earned donations. Your nonprofit was established to improve the world and the fear of losing charitable funds due to market fluctuations can complicate making sound investment choices. Regardless of the mission of your non-profit, all investing decisions must be made to serve your philanthropic goal, [...]

Investing 101: A Beginner’s Guide to Types of Investments

Someone not involved in the finance industry, or who hasn’t invested personally, might hear the words “stock market” and think of a far off place on Wall Street. However, that isn’t the only way to invest money. Anyone can get involved with investing, saving for retirement, trading, or just watching the stock market. For starters, […]

5 Financial Goals to Aim for in Your 20’s

“I just got a job and have a steady income. What now?” If there is one thing college doesn’t always prepare us for, it’s how to function in the “real world,” especially when it comes to dealing with finances, like paying bills, investing for the future, and doing taxes. As a finance major, I have […]

Network Safety Alert

The latest massive ransomware attack, Petya, is quickly spreading to the United States. Similar to WannaCry, Petya capitalizes on the same Windows vulnerabilities, but Petya has developed an even more devastating result. If infected, Petya moves quickly to encrypt your computer boot files and shuts down your entire system leaving you with little to no […]